The event brought together over 1600 stakeholders, including obliged entities from the financial and non-financial sectors and civil society organisations, to engage directly with the teams behind two of AMLA's draft Regulatory Technical Standards.
Both sessions were opened by Executive Board Member Rikke-Louise Ørum Petersen, who emphasised that active and open engagement with stakeholders is central to AMLA’s work. As she noted, creating a strong and effective AML/CFT system across the EU will rely heavily on building regular, constructive exchanges with obliged entities and all those affected by the rules. Public hearings provide stakeholders with the valuable opportunity to speak directly with AMLA staff who developed the draft standards, ask questions, share their experience, and signal where further clarification may be helpful.
Continuing this dialogue is essential to achieving one of AMLA's most important objectives: a rulebook that is not only robust and risk-based, but clear and practical for the full range of entities covered across the European Union.
A strong turnout and an engaged audience
The strong turnout and quality of exchanges across both sessions reflected the wide interest in the standards under development. Participants contributed a number of different questions highlighting the varied operational realities of the sectors affected by the draft standards.
AMLA thanks all participants for their time, their engagement, and the quality of questions submitted. Due to the time available in each session, it was not possible to address every question individually. AMLA made every effort to ensure that responses reflected the wide range of sectors and perspectives represented. The input received during the public hearing will supplement the written contributions submitted via the public consultations and will play an essential role in shaping the final standards.
Two sessions, two cornerstones of the Single Rulebook
Each session addressed one of two draft standards that form a cornerstone of the Single Rulebook.
The morning session focused on the criteria for identifying business relationships, occasional transactions, and linked transactions. The distinction between business relationships and occasional transactions determines when obliged entities must perform customer checks. The identification of linked transactions safeguards against attempts to circumvent those checks by splitting transactions.
The afternoon session addressed customer due diligence, covering the information and documents that obliged entities should collect for the purpose of performing standard, simplified and enhanced customer due diligence.
The slides presented during both sessions are available for download:
Customer Due Diligence (28(1) AMLR)
Business Relationships (19(9) AMLR)
Consultations remain open until 8 May 2026
The public hearing is one part of a broader consultation process. Written submissions on both RTS remain open until 8 May 2026, and AMLA strongly encourages all stakeholders, particularly from the non-financial sector, to contribute.
Written contributions are an invaluable part of AMLA's policy work. Every submission helps ensure that the final standards are clear, consistent, and effective across the full range of obliged entities.
Submit your responses via the Public Consultations page.
AMLA looks forward to reviewing all contributions as work on the final standards continues.