Consultation on the draft RTS on Customer Due Diligence

AMLA’s open public consultations are open to all stakeholders with an interest in the EU’s anti‑money laundering and countering the financing of terrorism (AML/CFT) framework. We particularly welcome contributions from obliged entities, public authorities, self-regulatory bodies, international institutions and organisations, civil society organisations, consumer representatives, academia, and investigative journalists. 

The new Anti-Money Laundering Regulation (Regulation (EU) 2024/1624) sets out directly applicable requirements on obliged entities, including customer due diligence requirements. AMLA is required to develop draft Regulatory Technical Standards that specify, in more detail, how those customer due diligence requirements should be applied, including the information and documents to be collected. 

The European Banking Authority previously consulted on a version of these draft Regulatory Technical Standards and invited feedback from all stakeholders. AMLA took over this work in 2025 and continued to build on it. In doing so, AMLA sought to ensure legal clarity, proportionality, a risk-based approach as well as applicability to all categories of obliged entities. The aim of this public consultation exercise is to ensure that those objectives are met, with special focus on ensuring that the non-financial sector’s views are captured and, where necessary, reflected in the final draft RTS.

For ease of reference, AMLA is providing a version of the draft RTS on CDD with track changes, highlighting the amendments it has made to the draft RTS originally published by the European Banking Authority on 30 October 2025 in response to the Commission’s Call for Advice. To access the document, please click here.

Data protection

AMLA ensures the protection of personal data while consulting citizens and stakeholders online. Further information can be found in the Record of Processing Activity and the Privacy Statement for this consultation. 

To respond to the consultation, please click on the link below.