Ongoing monitoring of business relationships, including the monitoring of transactions and activities carried out in the context of those relationships, is a key obligation in the AML/CTF framework. Today AMLA has launched a public consultation on draft Guidelines setting out the principles for these requirements. The consultation is open until 3 September 2026.
What the Guidelines cover
Ongoing monitoring is what companies and professionals covered by anti-money laundering rules do to maintain a clear and current understanding of a business relationship after it has been established. It means keeping customer information up to date and monitoring transactions and activities over time, so that unusual or suspicious activities can be detected if they arise.
Developed under Article 26(5) of the Anti-Money Laundering Regulation (AMLR), the draft Guidelines explain, in practical terms, how to meet this requirement. They set out core principles that apply across both financial and non-financial sectors, in a way that strives to be both risk-based and proportionate.
Provide your feedback
AMLA welcomes feedback from all sectors subject to AML rules, and especially from newly covered entities, including crowdfunding service providers, investment migration operators, football clubs and agents, credit intermediaries, non-financial mixed-activity holding companies, certain crypto-asset service providers, and traders in high-value goods.
Submissions may be made in any official EU language. Please access the consultation here.
Public Hearing
A Public Hearing on the draft Guidelines is scheduled for 2 July 2026, 10:00 – 12:00 CEST.
As places are limited, AMLA encourages early registration. Please register here.
Access the PDF version of this press release here.
For media queries, please contact media
amla [dot] europa [dot] eu (media[at]amla[dot]europa[dot]eu)