Details
- Status
- Open
- Opening date
- Deadline
Target audience
AMLA’s public consultations are open to all stakeholders with an interest in the EU’s anti‑money laundering and countering the financing of terrorism (AML/CFT) framework. We particularly welcome contributions from financial institutions and designated non-financial businesses and professions, civil society organisations, academia, sectoral federations and organisations, and other relevant parties.
Why we are consulting
Public input on these draft guidelines is essential to ensure that the criteria it contains are effective and can be applied by all obliged entities in practice.
The Business-Wide Risk Assessment (BWRA) is a central element of the risk-based approach from an Obliged Entity's (OE) perspective. It enables OEs to understand the risks arising from their business model, customers, products, services and transactions, delivery channels and geographical exposure. The mandate in Article 10(4) aims to provide a set of minimum requirements that are necessary for the conduct of an adequate BWRA.
To this end, the draft guidelines propose four minimum requirements that can be applied across all types of OEs when conducting their BWRA. In adhering to these minimum requirements, the draft guidelines stress the OEs’ responsibility to take ownership of their BWRA and ensure that it is proportionate to their individual specificities, risks and complexity.
The draft guidelines furthermore provide a list of additional sources of information to be taken into account in addition to those already listed in Article 10(1) of the AMLR.
Public Hearing
A Public Hearing on this draft regulatory instrument is planned for 28 May 2026 10.00-12.00 CET.
Please click the button for more information and the registration link:
Data protection
AMLA ensures the protection of personal data while consulting citizens and stakeholders online. Further information can be found in the Record of Processing Activity and the Privacy Statement for this consultation.