Consistent risk assessment
Criminal money enters the economy in many ways, often through everyday transactions, from property purchases to luxury goods, professional services, or gambling. That makes it important for businesses in the non-financial sector to recognise and address the risk of being misused for money laundering or terrorist financing. Supervisors, in turn, need to understand the levels of risk that different businesses face, so they can allocate their resources accordingly. The draft standards give them a shared methodology for assessing that risk, so similar businesses are assessed on the same terms wherever they operate.
Tailored, proportionate rules
A small legal practice, an estate agency, and a football club face different risks, so the standards set different data points for each, focusing on what matters for that activity. To limit reporting costs, smaller entities will have to report fewer data points than their more complex counterparts, and supervisors will draw on existing data where possible. AMLA welcomes additional proposals to minimise the burden on small entities and national supervisory authorities.
Share your perspective
Input from the businesses and professionals affected is essential to inform AMLA’s approach. To keep things simple, businesses only fill out the survey that applies to them. A public hearing will be held on 10 September 2026, 10:00–12:00 CEST; places are limited, so early registration is encouraged. The methodology would apply from 31 December 2028.
For more information on the new rules, please access the Factsheet.
Please access the public consultation here and the list of surveys here.
Register for the hearing here.
Access the PDF version of this press release here.
For media queries, please contact media
amla [dot] europa [dot] eu (media[at]amla[dot]europa[dot]eu)