Draft Guidelines on business-wide risk assessment
Obliged entities have an obligation to identify risk of money laundering or terrorist financing across their operations. A business-wide risk assessment is key for determining the entity’s risk exposure and ensuring it has adequate AML/CFT controls.
The draft Guidelines under AMLR Article 10(4) set out minimum expectations for all obliged entities, across the financial and non‑financial sectors, while allowing for proportionality based on the entity’s size, business model and risk profile. They support entities in making informed, risk-based decisions on how to manage their specific risk exposure.
Draft RTS on group-wide requirements
The draft RTS under AMLR Articles 16(4) and 17(3) contain the minimum standards for group-wide AML/CFT frameworks, including in cross-border situations and when obliged entities operate in third countries.
These requirements aim to ensure that groups obtain a consolidated view of money laundering and terrorist financing risks across their entire organisations and adapt their policies, procedures and control functions accordingly.
Responding to the consultations
AMLA welcomes responses from all stakeholders and in particular encourages feedback from the non-financial sector. Submissions may be made in any official EU language. Please access the consultations here.
Two online public hearings will give stakeholders the opportunity to engage directly on the draft instruments:
- Draft RTS on group-wide requirements: 20 May 2026, 10:00–12:00 CET
- Draft Guidelines on business-wide risk assessment: 28 May 2026, 10:00–12:00 CET
For media queries, please contact media
amla [dot] europa [dot] eu (media[at]amla[dot]europa[dot]eu)
Download the PDF version of the press release here